Your #1 Insurance Agency in Northwest & Central Arkansas

Q: What are the benefits of switching to you?

There are many reasons we feel that we're a great choice to help with your insurance. Maybe the biggest one is that our agency is 100% independent and can offer you many choices when it comes to coverage and insurance providers. This saves you hours of time in trying to compare the different options yourself :)

Q: How do we switch to you?

When you're ready to switch over to our agency, you'll first need to secure coverage with the carrier we found for you. This usually involves making an initial down payment and signing off on the policies we present to you. The process is very simple and only takes a matter of minutes. Start a Quote Here

Q: Do you shop my insurance every year?

While we can definitely revisit your policies on an annual basis, changing insurance carriers every year (or six months) can actually negatively impact your "insurance score" which can actually cause your rates to increase. Therefore, while it's possible, we don't necessarily recommend it.

Flexible insurance from a team you can trust.

At OZK Insurance, we make the process of finding the best insurance simple again. Because our agency is 100% independent, we have the freedom to shop the marketplace to find you the best possible combination of cost and coverage. Start a conversation with us today.

Also serving the Bentonville, Centerton, Fayetteville, Little Rock, Hot Springs and
Springdale areas & the entire State of Arkansas

Start A Quote Here

"Insurance doesn't have to be complicated. With us, it's not. We're the trusted advisor you never knew you needed."
- OZK Insurance

A bit frustrated with my former insurance who I’ve had for 23+ years, I was directed to find a private company - one that shops...

2 weeks ago

Michael Meadors

Mayra was incredible to work with! She went above and beyond to help me find the right coverage at the best price. As a busy...

2 months ago

CJ Bowen

Tonia was great to work with! She was very thorough in explaining the coverages that were avaliable to us and was flexible in communication! Would...

a month ago

TJ Julian

I had an exceptional experience working with Tonia at OZK Insurance! From the very first interaction, she demonstrated professionalism, deep industry knowledge, and a genuine...

7 months ago

Shreyas Naik

When I went looking for new insurance due to our rates continuing to go up at ridiculous yearly increases I was very fortunate to come...

7 months ago

Kari Carr

With OZK Insurance, you've got a plethora of insurance carrier & coverage options

Gone are the days of calling around from broker to broker trying to pin down the right coverage and an honest price. We understand your time is valuable, so we shop and compare top companies on your behalf so you don't have to stress.

Insurance is never just about price, but we deliver when it comes to saving you money

Because our agency is 100% independent, we have multiple options and can compare the best available policies for you. With flexible coverage and deductible options, we can find solid coverage for any budget. We routinely beat those companies you see on TV everyday by hundreds of dollars.

Average Annual
0%
Rate Reduction

Personal Insurance

Whether it's home, auto, boat, motorcycle or life insurance, our team can find you and your family the most appropriate coverage for your specific & unique needs.

See Personal Products

Commercial Insurance

We protect hundreds of businesses of all shapes & sizes. We have a wide selection of commercial insurance carriers, and products to help protect your business & livelihood.

See Commerical Products

Curious about our process? It's really easy!

We do all of the heavy lifting for you, all we need is some basic information to get started 🙂

Start Online
Enter some basic info on our website.
We Shop For You
We check with multiple insurance carriers.
Choose Your Plan
We present multiple options to pick from.

Start A Quote Here

People often ask, "Why are you different or better than my current company?" It's simple - our people

What sets our agency apart is our people, processes, and our personality. Our team cares, and we go the extra mile every day. We won't rest until every client has had a truly amazing experience with us.

Have questions about the process of switching to us?

Get answers to some frequently asked questions below.

What are the benefits of switching to you?

How do we switch to you?

Do you shop my insurance every year?

No matter what type of insurance protection you're looking for, we've got you covered - literally and figuratively.

Homeowners Insurance

For most people, their home is their biggest financial asset and thus, should be protected as such.

Start A Quote

Auto Insurance

There's more to car insurance than saving 15% in 15 minutes. We'll find the right coverage & rates.

Start A Quote

Specialty Insurance

Things like unoccupied or vacant homes need special attention. We can insure harder-to-place policies.

Start A Quote

We're here to help make sense of insurance. Start a conversation with us today.

Our friendly team of agents will help save you time, aggravation, and money 🙂

Start Quotes

Did you have a great experience?

Your #1 Insurance Agency in Northwest & Central Arkansas

Flexible insurance from a team you can trust.

"Insurance doesn't have to be complicated. With us, it's not. We're the trusted advisor you never knew you needed." - OZK Insurance

With OZK Insurance, you've got a plethora of insurance carrier & coverage options

Insurance is never just about price, but we deliver when it comes to saving you money

Personal Insurance

Commercial Insurance

Curious about our process? It's really easy!

Start Online

We Shop For You

Choose Your Plan

People often ask, "Why are you different or better than my current company?" It's simple - our people

Have questions about the process of switching to us?

What are the benefits of switching to you?

How do we switch to you?

Do you shop my insurance every year?

No matter what type of insurance protection you're looking for, we've got you covered - literally and figuratively.

Homeowners Insurance

Auto Insurance

Specialty Insurance

We're here to help make sense of insurance. Start a conversation with us today.

"Insurance doesn't have to be complicated. With us, it's not. We're the trusted advisor you never knew you needed."
- OZK Insurance